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The "floor clause" is a stipulation included in the mortgage loan deed that establishes, in variable interest loans, a minimum interest rate to be charged by the bank regardless of possible drops in Euribor. If you have observed that, despite the Euribor falling, you continue to pay the same … [Read more...]
What happens if we refuse to take a breathalyzer or drug test?
If, in the event that, after having drunk alcohol or any type of drug, we make the decision to drive, we may be stopped by the local police or civil guard for the purpose of submitting to a breathalyzer or drug use test detection. It is possible that, in these moments of tension, we may refuse to … [Read more...]
LEAP members to address EU criminal justice challenges at forthcoming Annual Conference in Athens
The annual conference of LEAP (the Legal Experts Advisory Panel) will take place in Athens on 3 and 4 March 2017. As in previous years, it will be an opportunity for legal experts from across Europe to discuss various issues related to criminal justice in the region, including pre-trial detention, … [Read more...]